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  <url>
    <loc>https://www.alumni.aalto.finance/quarterly</loc>
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    <lastmod>2026-02-03</lastmod>
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  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q4/alumni-stories</loc>
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    <lastmod>2026-02-02</lastmod>
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      <image:title>Home - Juhana Kallio: From Transactions to Transformation - Make it stand out</image:title>
      <image:caption>Henri Putkonen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/ffe8e0d9-d0ae-4ae5-8917-d0591f4f8bec/juhana_kallio_5.jpg</image:loc>
      <image:title>Home - Juhana Kallio: From Transactions to Transformation - Juhana Kallio</image:title>
      <image:caption>- Current position: Managing Partner, Intera Partners - Past companies: Danske Bank, Nordea, Goldman Sachs - Education: M.Sc. in Finance, CEMS MIM - Hobbies: Tennis, guitar - Family: Wife, two children - Based in: Espoo</image:caption>
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  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q4/research-spotlight</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/f8662696-f478-427f-8311-ccd950a21673/Private+Capital.jpg</image:loc>
      <image:title>Home - Democratization or Delusion? The Structural Shift in Private Capital - Make it stand out</image:title>
      <image:caption>Erkka Posti</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2026/board</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/c16356e2-55e3-4ecd-b009-b9023d1656c3/The+bull.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>The Presidents’ Bull. The efforts of AFA’s presidents throughout time are memorialized by naming them in this table statue of the charging Bull of Wall Street, an item that rotates to each president’s home for their term. AFA’s nine founders are named on the top plate.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/8bba6d12-a31c-439d-8ffd-f83ee9686108/Toni+Mikkonen+bw.jpg</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Toni Mikkonen, President</image:title>
      <image:caption>Toni Mikkonen, President Toni rejoins the Aalto Finance Alumni Board as President for 2026, having previously served on the AFA Board from 2017 to 2019. An alumnus of the class of 2008, Toni has built a diverse career spanning startup co-founding, strategy consulting, investment leadership, and serving as CEO of an impact fund. Currently Toni works as a consultant with a focus on strategy and AI. Outside of work, Toni enjoys spending time with family and friends and staying active through sports such as CrossFit, ice hockey, and gravel riding. Returning to the AFA Board, Toni is impressed by the achievements of previous boards and motivated to further strengthen the ways AFA serves and engages its members.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/f6144c3b-7861-4f31-8f80-2231fc0330e3/Jesse+Hirvel%C3%A4.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Jesse Hirvelä, Vice President Jesse has been an Aalto Finance Alumni board member since 2023, having graduated with an M.Sc. in Finance in Spring 2022. He serves as AFA’s Vice President and was already during his studies actively involved in the university community and Aalto Finance, including serving as the President of Aalto Finance in 2021. After graduating, Jesse gained cross-industry experience as a consultant at McKinsey &amp; Company and is now a co-founder of a software start-up developing modern tools for finance professionals. Outside of work, Jesse is an enthusiastic golfer and racket sport player and enjoys traveling. He joined the AFA board driven by a passion for connecting with people and strengthening the alumni community, and he actively contributes to AFA’s initiatives while engaging with fellow alumni throughout the year.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/54edefeb-ed0f-4f1f-ba2c-86cca80b0823/Markus+M%C3%A4kel%C3%A4.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Markus Mäkelä, Past President Markus graduated in 2001 after a stint as a Finance Faculty assistant, and has great memories from his KY and Finance times. Later, he also graduated with a D.Sc. (Econ.) and from the Helsinki University of Technology. Markus’ career roles have spanned several sectors, e.g. software and private equity, and he has often worked with change management – like in strategy, M&amp;A, and IT transformations, where he is now the Head of AI for an agile and nimble university group. In the academia, he has also had roles like full professor, Executive in Residence, and research center director, and has worked at several universities in the US and Finland. As an alum, Markus previously chaired AYY’s alumni-based Corporate Relations Council and has now had to pass on AFA’s presidency, though very happily to Toni’s safe pair of hands. On his free time, Markus puts in hours for his family, exercise, and writing in the fascinating intersection of AI and strategic transformation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/a7807c94-1fab-48b8-944c-81f761840318/Emmi+Mykka%CC%88nen+bw.jpg</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Emmi Mykkänen, COO Emmi serves as COO on the AFA board in 2026. She is also the Alumni Relations Manager at Aalto Finance. She completed her bachelor’s degree in summer 2025 and is currently pursuing a master’s degree, with plans to graduate in spring 2027. In her free time, Emmi enjoys travelling, trying new restaurants, spending time with family and friends, and staying active through various sports.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/71ca1eeb-c343-4443-bb30-09db484b81c6/Valtteri+Kuusisto+bw.jpg</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Valtteri Kuusisto, Editor-in-Chief Valtteri is a second-year finance student and joins the AFA board for 2026. As the Editor-in-Chief of the AFA Quarterly, he oversees content creation and manages the publication process, with the goal of producing insightful issues for the AFA community. He is also focused on further developing the Quarterly. In his free time, he likes to stay active through sports, with football and golf closest to his heart.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/05a7bcd3-9b83-4826-a2de-63bdce47fc3e/Valtteri+Hyppa%CC%88nen+bw.jpg</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Valtteri Hyppänen, CFO Valtteri joins the AFA board as the CFO for 2026. As is customary, he is also the treasurer of Aalto Finance. He graduated with a B.Sc. in finance last summer and is currently working towards his master’s degree with an expected graduation in summer 2027. Outside of his studies and work most of his time is nowadays spent on hanging out with his friends and family, travelling or doing various kinds of sports from running to golf and going to the gym.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/c56349eb-0054-44a1-ac59-ca9299af6528/Aleksi+Kauppi.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Aleksi Kauppi Aleksi continues in the AFA board for a second year. After graduating in 2016, he worked as a management consultant at McKinsey and later as a project and a team lead at Neste. Now he is doing group strategy at Nordea. Aleksi enjoys doing a variety of sports: ice hockey and floorball regularly and others as opportunities arise. He also enjoys playing strategy board games, traveling, breakdancing, and spending time with his family.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/660def9e-4ac5-4cbf-9b37-8b26218f6e83/Karla+Kossila.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Karla Kossila Karla continues as a board member at AFA, having previously been a member in 2023 and 2025. She graduated in 2024 and is currently working at Bain &amp; Company. During her studies, Karla was an active member of Aalto Finance, which inspired her to remain involved in the community even after graduation. As a board member, Karla is dedicated to engaging recent graduates with the finance alumni network and fostering a stronger sense of community among alumni. In her free time, Karla is passionate about sports. She enjoys ice skating, tennis and running, and is an avid Formula 1 fan, often spending her Sundays watching the races together with friends.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/283483f9-67c0-4594-9183-e6f16a9d1028/Oskari+Kouti.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Oskari Kouti Oskari joins the board for the second year after organizing the master’s dinner &amp; the Piemonte wine tasting. During his studies, he was on the Aalto Finance board in ‘21, focusing on organizing fun events for finance-minded people. After graduating in 2023, he worked briefly at McKinsey, and now works at the old KY building in product management at Wolt. During his free time, Oskari enjoys spending time with his friends and family, cooking, wine tastings, menswear, going to the gym, and video games.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/03ceb22a-b37f-4373-bc93-4b2bd22be557/Santeri+L%C3%A4hdesm%C3%A4ki.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Santeri Lähdesmäki Santeri joined the AFA board to participate more actively in the AFA community and help arrange some new activities, like wine tastings. After completing his studies in 2007, Santeri worked at CapMan BuyOut, Wärtsilä, Bain &amp; Co and Nordea. Nowadays, he's a full-time investor and likes to spend his spare time playing ITF tennis and ITF beach tennis.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/8eb20cca-808e-4aad-b483-f5bf26bb874b/Annika+Nieminen+bw.jpg</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Annika Nieminen Annika joins the Aalto Finance Alumni Board in 2026, motivated by her interest in reconnecting with familiar faces, meeting new members of the community, and encouraging alumni engagement in AFA’s events. She holds an M.Sc. in Finance and joined August Associates after graduating in spring 2017, where she now works as a Senior Project Manager, partnering with clients on strategy and transformation journeys. Annika has a versatile professional background, including experience in business acceleration at Swappie and as a research assistant at the Department of Finance. Alongside her academic pursuits, she also danced with the Finnish National Ballet for a decade. In her free time, Annika enjoys spending time with family and friends and draws energy from sports and culture, including CrossFit, museums, and time outdoors.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/5a38401c-772c-4218-b214-f2be8b0df321/Antto+Piirainen.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Antto Piirainen Antto joins the AFA board for the third year. He graduated in 2021, and after experiences in investment banking and private equity, he is currently pursuing a career in venture capital. As a board member of the AFA, Antto aims to strengthen the alumni network and facilitate stronger connections between graduates and current students. Outside of his professional pursuits, Antto is an avid sports enthusiast and enjoys playing football and various racket sports in his free time.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/d64cb68e-d3f8-45d7-8b44-9faaa0cb55de/Juhani+Sepp%C3%A4-Lassila.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>Juhani Seppä-Lassila Juhani joins the AFA board to organize fun events for fellow alumni, like afterworks and the traditional padel tournament. Since graduating in 2020, he has worked in the financial markets from London to Helsinki, from equity derivatives to corporate banking. In his spare time, Juhani enjoys singing in the business school’s male choir, following politics, playing padel, and studying applied mathematics for a second degree at Aalto. Being a “teekkari” doesn’t stop Juhani from actively contributing to the finance alumni community!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/69bfc203-5785-4587-88d6-803e0ab06cd4/Board+Meeting.png</image:loc>
      <image:title>Home - Introducing the AFA Board of 2026 - Make it stand out</image:title>
      <image:caption>The AFA Board 2026. The board is at its January meeting at 10th Floor, with some Board 2025 colleagues also participating.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/36c2fe9f-52d4-410d-b0fa-8f17c6ec99ba/AFA+logo+%281%29+%281%29.jpg</image:loc>
      <image:title>Home - Developments at AFA during 2025 - Make it stand out</image:title>
      <image:caption>Markus Mäkelä</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q3/finance-program-reform</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/36c2fe9f-52d4-410d-b0fa-8f17c6ec99ba/AFA+logo+%281%29+%281%29.jpg</image:loc>
      <image:title>Home - Planned reform of the Finance program and its admission system - Make it stand out</image:title>
      <image:caption>Markus Mäkelä, Henri Putkonen</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q3/from-our-partners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/ab61c7ef-203b-4b31-9276-29c9ee0eb381/Aula+%282%29.jpg</image:loc>
      <image:title>Home - Jonni Leporanta: The Story of Grant Thornton - Make it stand out</image:title>
      <image:caption>Henri Putkonen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/2a112f13-d61e-4c8d-8f96-12e1647c7828/Jonni+1.jpg</image:loc>
      <image:title>Home - Jonni Leporanta: The Story of Grant Thornton - Make it stand out</image:title>
      <image:caption>Jonni Leporanta</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q3/fts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/1746532681617-AI2U0MR7JRRIV0WQ9XKB/FTS+Logo_Bigger+File+2025.png</image:loc>
      <image:title>Home - What will AI spell for the financial sector and careers there? - Make it stand out</image:title>
      <image:caption>Markus Mäkelä</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q3/events</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/277a2578-e915-4d0f-a37f-d51400c0fc38/AFA+Golf+6.jpg</image:loc>
      <image:title>Home - 2025 in Review: Highlights from AFA Events - Make it stand out</image:title>
      <image:caption>AFA’s annual Alumni Golf event was organized at Linna Golf.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/d7244c14-db6d-4a02-a0dc-9dcc2ed69ba7/AFA+Golf+5.jpg</image:loc>
      <image:title>Home - 2025 in Review: Highlights from AFA Events - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/7af61730-64e0-477b-a0c9-905195eeef64/Wine2.jpg</image:loc>
      <image:title>Home - 2025 in Review: Highlights from AFA Events - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q2/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/9e37be42-dd76-4087-9e11-ba6a4b1022a4/Linnanpihalla.jpg</image:loc>
      <image:title>Home - Henrik Husman: Stock Exchange in an Era of Consolidation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/6350bb94-6b63-4d04-9458-187bef3f34cf/Henrik+ja+puhe+listautumistilaisuudessa.jpg</image:loc>
      <image:title>Home - Henrik Husman: Stock Exchange in an Era of Consolidation - Make it stand out</image:title>
      <image:caption>As the president of the stock exchance, Husman regularly takes part in IPO events.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/911cafbb-a1da-4abe-bf97-f0f9dbd0fa71/Picture6.png</image:loc>
      <image:title>Home - Henrik Husman: Stock Exchange in an Era of Consolidation - Make it stand out</image:title>
      <image:caption>Equity Market Capitalization (bar, left axis [EUR billion]) and the Number of listed companies (line, right axis) in the Nasdaq Nordic and Baltics stock exchange. Source: World Federation of Exchanges</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/9cbdb9b1-ead2-4c88-b244-87def2e64164/_DSC8118.jpg</image:loc>
      <image:title>Home - Henrik Husman: Stock Exchange in an Era of Consolidation - Henrik Husman</image:title>
      <image:caption>Current position: President, Nasdaq Helsinki. VP, European Equities. Past positions: Head of Market Data, Nasdaq Nordics. Options broker, SOM. Education: Aalto University School of Business, Finance</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q2/markets</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/1755446037056-G46QCP0P9O6EO4SVZTMT/unsplash-image-b-vIBgWR_BA.jpg</image:loc>
      <image:title>Home - The Future of Going Public: What makes an IPO market tick? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/04496e8f-5b34-4efd-a146-7af1e9e59bd3/nyse_chart.png</image:loc>
      <image:title>Home - The Future of Going Public: What makes an IPO market tick? - Make it stand out</image:title>
      <image:caption>The number of companies listed on the New York Stock Exchange. Source: World Federation of Exchanges.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/8d15424c-52e9-4407-bdf8-f4183db7bd1a/IPO_Finland_Sweden_Germany.png</image:loc>
      <image:title>Home - The Future of Going Public: What makes an IPO market tick? - Make it stand out</image:title>
      <image:caption>Announced IPOs in three EU countries. Source: Bloomberg.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/2684640f-4c36-4ce5-ba6f-9509357a69ab/IPOs_US_Nordic.png</image:loc>
      <image:title>Home - The Future of Going Public: What makes an IPO market tick? - Make it stand out</image:title>
      <image:caption>Annual IPOs in Nasdaq US and Nasdaq Nordic and Baltics. Source: World Federation of Exchanges.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q2/research-spotlight</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/87e2a045-3aeb-42ba-9715-b47fe125ce71/vesa.jpg</image:loc>
      <image:title>Home - Quo Vadis, NZBA? Navigating the Path to Sustainable Finance - Make it stand out</image:title>
      <image:caption>Vesa Puttonen</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q2/senior-guest</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/947ea7e5-fa13-4b0d-89fa-604b9dc200a7/Timo+Ritakallio_1+%281%29.jpg</image:loc>
      <image:title>Home - Timo Ritakallio: How artificial intelligence is transforming the financial industry - Make it stand out</image:title>
      <image:caption>Timo Ritakallio</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q1/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/e38f8fe3-b1f7-470a-9955-3fdda7f87577/Tuukka+Sepp%C3%A4+3.jpg</image:loc>
      <image:title>Home - Tuukka Seppä: From Local to Global - Make it stand out</image:title>
      <image:caption>Henri Putkonen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/5d254080-2469-436c-9376-85b68acec998/Tuukka+Sepp%C3%A4+2.jpg</image:loc>
      <image:title>Home - Tuukka Seppä: From Local to Global - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/63227625-8f88-410b-9d4d-e2b6d5cc1684/Tuukka+Sepp%C3%A4+1.jpg</image:loc>
      <image:title>Home - Tuukka Seppä: From Local to Global - Tuukka Seppä</image:title>
      <image:caption>- Current role: Global Lead, Transformation Practice, BCG - Past roles: Managing Partner, Nordics. Managing Partner, Finland. - Education: M.Sc. in Finance. D.Sc. in Technology. - Family: Wife, three children - Based in: Espoo</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q1/fts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/4a4eb789-df17-44b0-9b09-304da4e182b1/FTS+Logo_Bigger+File+2025.png</image:loc>
      <image:title>Home - AI and the CFO lot’s upheaval - Make it stand out</image:title>
      <image:caption>Markus Mäkelä</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q1/aalto-finance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/1d91e41d-5f81-46be-8ff3-b6582f79c0c7/AF+Board.jpg</image:loc>
      <image:title>Home - Greetings from Aalto Finance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q1/research-spotlight</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/1745850503676-I3DNKZZWBHZWVD4BDNPX/unsplash-image-F8IAN0lyFJU.jpg</image:loc>
      <image:title>Home - Debunking Monetary Myths: How Banks and Central Banks Operate - Make it stand out</image:title>
      <image:caption>Paul Rintamäki</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/b8e0facf-4c0f-4048-89e7-5b1ecd294405/figures.png</image:loc>
      <image:title>Home - Debunking Monetary Myths: How Banks and Central Banks Operate - Make it stand out</image:title>
      <image:caption>Figure 1</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/644fe070-7b44-46cd-8960-11fcf5e560b3/figure-2a.png</image:loc>
      <image:title>Home - Debunking Monetary Myths: How Banks and Central Banks Operate - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/81aa0e26-269b-417b-b8e5-bfcd16d180d2/figure-2b.png</image:loc>
      <image:title>Home - Debunking Monetary Myths: How Banks and Central Banks Operate - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q1/editors-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-01</lastmod>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2024/q4/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/98e22904-957f-478a-8476-1b0122e9720d/output-onlinepngtools+%282%29.png</image:loc>
      <image:title>Home - Interview with Ilkka Hara - Make it stand out</image:title>
      <image:caption>Juha Kivistö</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/f215821f-08a5-4ead-bebf-3352e0a99244/AFAQ_AS_4_2024_2.JPG</image:loc>
      <image:title>Home - Interview with Ilkka Hara - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2024/q3/senior-guest</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/a1f7cceb-d7ed-48c1-9434-024ec164c678/rehtori_ilkkaniemela_press_jaakkokahilaniemi-3611_original_002.jpg</image:loc>
      <image:title>Home - Ilkka Niemelä: Greetings from Aalto University - Make it stand out</image:title>
      <image:caption>Under Creative Commons license</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2024/q3/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/d4c5bba4-6c48-4048-b60f-c60b931d5f00/AFAQ_AS_3_2024_11.jpg</image:loc>
      <image:title>Home - Interview with Hanna Masala - Make it stand out</image:title>
      <image:caption>Juha Kivistö</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/f6422227-4ea8-420b-8315-63daf5092890/AFAQ_AS_3_2024_2.jpg</image:loc>
      <image:title>Home - Interview with Hanna Masala - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/4893718b-31ba-4061-8b2e-e8c0c049c35b/AFAQ_AS_3_2024_1.JPG</image:loc>
      <image:title>Home - Interview with Hanna Masala - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2024/q2/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/d07a60f2-c43c-41f8-b13c-fa3d36ea12cb/AFAQ_AS_2_2024_11.jpg</image:loc>
      <image:title>Home - Interview with Antti Uusitalo - Make it stand out</image:title>
      <image:caption>Juha Kivistö</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/e5ab8251-7701-4108-8630-088d36d9cc7e/AFAQ_AS_2_2024_2.jpg</image:loc>
      <image:title>Home - Interview with Antti Uusitalo - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/e410fdf3-726f-4a33-8ddf-10e32219fd6b/AFAQ_AS_2_2024_3.jpg</image:loc>
      <image:title>Home - Interview with Antti Uusitalo - Make it stand out</image:title>
      <image:caption>Juha Kivistö is the previous Editor-in-Chief of AFA Quarterly.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2025/q2/fts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/5fb916aa-d7bc-473a-9b1d-debb1d8f5adc/FTS+Logo_Bigger+File+2025.png</image:loc>
      <image:title>Home - The strategy-finance nexus: Long advocated, still work in progress, and perpetually valuable - Make it stand out</image:title>
      <image:caption>Markus Mäkelä</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2024/q2/faculty-of-finance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/9469bf72-4516-4391-93aa-4e54892fd163/PeterNyberg.jpg</image:loc>
      <image:title>Home - Greetings from the Department of Finance - Make it stand out</image:title>
      <image:caption>Peter Nyberg</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2024/q1/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/a49e6e22-4d32-4dd7-b4e4-398e6845a28e/AFAQ_AS_1_2024_1.JPG</image:loc>
      <image:title>Home - Interview with Kalle Kekkonen - Make it stand out</image:title>
      <image:caption>Juha Kivistö</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/0d9ff025-148e-4241-acce-0347d30bcc23/AFAQ_AS_1_2024_2.JPG</image:loc>
      <image:title>Home - Interview with Kalle Kekkonen - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2024/q1/senior-guest</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/7a377cba-cfa5-4b10-a8aa-e3826df45bb5/Bj%C3%B6rn_Wahlroos-10.jpg</image:loc>
      <image:title>Home - Björn Wahlroos: Finland’s Road to Freedom - Make it stand out</image:title>
      <image:caption>Under Creative Commons license</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2023/q4/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/a594b064-f699-4510-aeb9-b1778a6d6b23/Jani-Nokkanen-NREP.jpg</image:loc>
      <image:title>Home - Interview with Jani Nokkanen - Make it stand out</image:title>
      <image:caption>Juha Kivistö</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2023/q3/from-our-partners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/ae5accc3-2c4a-43b0-8804-2ebfbf3cfdd8/mAM.png</image:loc>
      <image:title>Home - Private Debt: An asset class that benefits from volatility - Make it stand out</image:title>
      <image:caption>Mandatum Asset Management</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/06816b6f-6364-429c-af5e-6f2d1d1ee022/MAM2.png</image:loc>
      <image:title>Home - Private Debt: An asset class that benefits from volatility - Make it stand out</image:title>
      <image:caption>Figure 1. Private Debt investments across market conditions.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/176a38d0-323d-4d65-ad7f-36094f6a0b7e/MAM3.png</image:loc>
      <image:title>Home - Private Debt: An asset class that benefits from volatility - Make it stand out</image:title>
      <image:caption>Figure 2. Existing investments across market conditions.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/877352f2-7438-4e9c-a8a6-abed27b51e65/MAM4.png</image:loc>
      <image:title>Home - Private Debt: An asset class that benefits from volatility - Make it stand out</image:title>
      <image:caption>Figure 3. New investments across market conditions.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2023/q3/afa-conference</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/0f13b120-edaa-40c7-9355-6f481498c304/Roope-L%C3%A4%C3%A4kk%C3%B6l%C3%A4.jpg</image:loc>
      <image:title>Home - Aalto Finance Alumni Conference - Make it stand out</image:title>
      <image:caption>AFA’s Chair Roope Lääkkölä welcomed the finance alumni in AFA’s own preliminary coffee-and-sandwiches event, where also Lauri Vaittinen from Mandatum spoke for the first time.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/ce8bde56-450c-4393-9e3a-43967aa84590/Thomas-Keil.jpg</image:loc>
      <image:title>Home - Aalto Finance Alumni Conference - Make it stand out</image:title>
      <image:caption>Prof. Thomas Keil spoke incisively about M&amp;A and strategy.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/0257d263-bd98-4505-90f0-f38ed56b17b6/Ted-Rouse.jpg</image:loc>
      <image:title>Home - Aalto Finance Alumni Conference - Make it stand out</image:title>
      <image:caption>Ted Rouse</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/74f91e97-55f7-473d-83ad-6d7d9705f263/Vesa-Puttonen.jpg</image:loc>
      <image:title>Home - Aalto Finance Alumni Conference - Make it stand out</image:title>
      <image:caption>Vesa Puttonen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/4a888a38-533d-460e-bf71-d1f5e771a79e/AFA-conference.png</image:loc>
      <image:title>Home - Aalto Finance Alumni Conference - Make it stand out</image:title>
      <image:caption>The audience seemed to be captivated in Bank’s main hall. Later, we got a number of comments about the interesting nature of the talks. Photos: Kadir Kumral, AFA</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2023/q3/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/f605aaeb-6a91-4ec9-928a-e0fc9217b730/Joel-Oskar+R%C3%A4is%C3%A4nen.jpg</image:loc>
      <image:title>Home - Interview with Joel-Oskar Räisänen - Make it stand out</image:title>
      <image:caption>Claudia Zhang</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/912d04c8-8338-4604-bf5f-694c987c3003/Joel-Oskar+R%C3%A4is%C3%A4nen+2.jpg</image:loc>
      <image:title>Home - Interview with Joel-Oskar Räisänen - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2023/q2/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/cc83a1b9-44f9-4e64-855b-a5405afaf15d/eeva_wiik.jpg</image:loc>
      <image:title>Home - Interview with Eeva Wiik - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/db8f556c-c4c2-41ff-bd8e-0ef0dead2e2f/eeva_wiik_2.jpg</image:loc>
      <image:title>Home - Interview with Eeva Wiik - Make it stand out</image:title>
      <image:caption>Workplace team event: Speedboat ride Claudia Zhang is a previous Editor-in-Chief of AFA Quarterly.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2023/q1/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/73c1a7a3-f456-46c0-9b7b-b03ce707f4cb/toni-mikkonen.jpg</image:loc>
      <image:title>Home - Interview with Toni Mikkonen - Make it stand out</image:title>
      <image:caption>Claudia Zhang</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2021/q4/from-our-partners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/22d2d4a2-d6cd-4264-aa44-ace64d575942/eero-hakola.jpg</image:loc>
      <image:title>Home - From our Partners: Career Story of Eero Hakola - Make it stand out</image:title>
      <image:caption>Henrik Liimatainen</image:caption>
    </image:image>
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  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2021/q4/alumni-stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/c3a8782f-ea05-44c6-9817-ef19408cd416/mandatumlaurivaittinenvihrea.png</image:loc>
      <image:title>Home - Interview with Lauri Vaittinen - Make it stand out</image:title>
      <image:caption>Henrik Liimatainen</image:caption>
    </image:image>
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  <url>
    <loc>https://www.alumni.aalto.finance/quarterly/2021/q3/introduction-to-defi</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-08</lastmod>
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      <image:title>Home - Revolution of ownership – introduction to the business opportunities of Ethereum and decentralized applications - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/2ce31012-97f2-4de1-ade7-cf393342ea07/Ethereum2.png</image:loc>
      <image:title>Home - Revolution of ownership – introduction to the business opportunities of Ethereum and decentralized applications - Make it stand out</image:title>
      <image:caption>Traditional marketplace companies vs. decentralized applications</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/8395011c-eafb-44d8-9a09-29c3502a7218/Ethereum3.png</image:loc>
      <image:title>Home - Revolution of ownership – introduction to the business opportunities of Ethereum and decentralized applications - Make it stand out</image:title>
      <image:caption>Compound protocol revenue. Source: https://www.tokenterminal.com/</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/6fb5cef3-8daf-4ad6-a874-33ac92d932e4/Ethereum4.png</image:loc>
      <image:title>Home - Revolution of ownership – introduction to the business opportunities of Ethereum and decentralized applications - Make it stand out</image:title>
      <image:caption>Total DeFi Market Capitalization. Source: https://defillama.com/</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67fd49d3695e246cfae4ff11/a6f88cdb-3f0f-422e-a040-61125a8e2529/Ethereum5.png</image:loc>
      <image:title>Home - Revolution of ownership – introduction to the business opportunities of Ethereum and decentralized applications - Make it stand out</image:title>
      <image:caption>Traditional Finance vs Decentralized Finance: A large ecosystem of different applications covering the financial system is emerging.</image:caption>
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    <lastmod>2025-06-17</lastmod>
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      <image:title>Home - Interview with Mikko Leskelä - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:title>Home - Mentoring programme by AFA and Aalto Finance - Make it stand out</image:title>
      <image:caption>Henrik Liimatainen</image:caption>
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    <image:image>
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      <image:title>Home - Mentoring programme by AFA and Aalto Finance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-07-08</lastmod>
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      <image:title>Home - Introducing AFA’s new London Chapter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Home - Introducing AFA’s new London Chapter - Make it stand out</image:title>
      <image:caption>Joel Kaidesoja</image:caption>
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    <image:image>
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      <image:title>Home - Introducing AFA’s new London Chapter - Make it stand out</image:title>
      <image:caption>Jari Aalto</image:caption>
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      <image:title>Home - Interview with Marjaana Haljala - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Home - Interview with Marjaana Haljala - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Interview with Lasse Männistö - Make it stand out</image:title>
      <image:caption>Henrik Liimatainen</image:caption>
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      <image:caption>Henrik Liimatainen</image:caption>
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      <image:caption>Katariina Jalas, HR Director at EY Finland</image:caption>
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      <image:caption>Jatta Gerdt, Vice President Human Resources and Internal Serivices at Mandatum Life</image:caption>
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      <image:title>Home - Wellbeing at work during the pandemic - Emma Salmela, Vaaka Partners</image:title>
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